Test-Achats Case - Insurance & Gender Equality
- Podcast Location:
- Download it here [file size: 27.3 MB]
- Categories:
-
European Law
Insurance Law
- CPD Points:
- Up to 1 point. details »
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Regulated by the Solicitors Regulation Authority:
Listen and pass the quiz: Gain 1 CPD point (60 minutes)
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Regulated by the Bar Standards Board:
Listen and pass the quiz: Gain 1 accredited CPD point (60 minutes)
Regulated by ILEX:
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- Cost:
- a) £65+VAT for this CPDcast only
- b) £299+VAT for unlimited access to all of our podcasts. details »
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- Length:
- 30 minutes of audio
(+ optional 5 minute online quiz) - Plays on Computer:
- Yes Downloadable as MP3: Yes
- Contributor(s):
- Course Aims:
This podcast is aimed at those who practise in insurance law and/or have an interest in discrimination law. It aims to set out the facts of the case and the context from which it arises. The podcast also aims to critique the rationale behind the decision and predict what it will mean for policy holders and insurers.
- Outcomes:
- After completing the course you will:
- Understand what the Test Achats decision was about;
- Understand its implications for the insurance industry;
- Understand the role gender plays in the setting of premiums and benefits for motor and life insurance policies;
- Be aware of the timetable by which insurers must comply with this decision;
- Be aware of the tension in profiling individuals on their risk profile;
- Understand the tenor of the Advocate General’s opinion and what bearing it had on the decision;
- Be aware of the potential impact of this decision on age as a factor when pricing insurance;
- Be aware of the potential cost implications of this decision for policy holders;
- Understand the competition law implications of the decision;
- Be aware of the risks in engaging in indirectly discriminatory practices when setting premiums.
- Level:
- Intermediate
- Classification:
-
Case Update
- Sources and References:
-
- Charter of Fundamental Rights of the European Union;
- Gender Directive (2004/113) Art. 5;
- Treaty of the European Union;
- Association belge des Consommateurs Test-Achats ASBL and others v Conseil des ministres (Case C 236/09).
This podcast, with insurance partner Christian Wells of Hogan Lovells is about the 2011 ECJ Test Achats decision which concerned gender equality in the setting of motor insurance premiums. The podcast discusses the rationale behind the decision and what implications is may have for insurers and their customers.
Podcast added: 30/03/11
